Should I buy a house now?

Making the decision to buy is the first step in your home buying journey. So, how do you know when it’s the right time? We’re here to help you prepare to take the leap.

❱Which houses can I afford?

Identifying your price range will help you decide whether it’s the right time to buy. Using our Home Monthly Payment Calculator, experiment with different principal amounts, interest rates, down payments, taxes, and insurance to get an idea of what you can afford.

❱How will I know when I'm ready to buy?

Becoming a homeowner is a balance of financial, emotional, and lifestyle preparedness. For first-time home buyers, it can be difficult to know when you’re ready. Here are 7 Signs You’re Ready to Buy a Home.

❱When is the best time to buy a house?

Timing your home purchase correctly is key to getting the right home at the best price. Local market conditions, affordability, and seasonality all play a role, but ultimately, the best time to buy a home is when it’s the right time for you.

❱How much does it cost to buy a house?

Some expenses that come with buying a home are easier to account for than others. Knowing the costs related to the buying process will help you budget for a home. Here are 10 Costs Associated with Buying a Home.

❱What is the difference between a buyer's and a seller's market?

❱ When local market conditions favor buyers, you’ll have the leverage when buying a home. But how can you capitalize on this advantage as you search for a home? Here’s our guide to understanding a buyer's market.

❱ In markets where many buyers are competing for a limited number of available homes, sellers have the leverage. So, what’s a buyer to do? Here’s our guide to understanding a seller's market.

❱How do I buy and sell a home at the same time?

Homeowners who are looking for a new home while trying to sell their current one are often left with many questions, like whether to buy or sell first and how to make both transactions go through smoothly. Discover how to buy and sell a home at the same time.

❱What are the local market trends in my area?

Whatever your reasons for buying, the local housing market conditions will play a factor in how you approach the buying process. An experienced Windermere Real Estate agent is familiar with the current market and whether or not it’s an optimal time to buy. You can also stay up to speed on your region’s latest real estate trends with the quarterly Gardner Report.

Curious what’s happening in the market where you’re thinking about buying a home? Read Windermere Chief Economist Matthew Gardner’s latest GARDNER REPORT featuring economic and housing updates.

Home Buyer Education

See All...

Home Buyer Education How to Save $100s on Your Monthly Mortgage Payment How to save $100s on your monthly mortgage payment When buying a home on Whidbey Island As a Whidbey Island homebuyer, you may be searching for affordable housing and having a rough go at it. Mortgage rates are much higher now than they were last year, and this could mean several hundred dollars more a […]

Home Buyer Education Home Buyer Education – Should I wait for mortgage rates to go down? Should I wait for mortgage rates to go down? Homebuyers, are you ready to take the next step but feeling unsure with rising interest rates? Mortgage rates have indeed increased significantly over this past year. But don’t worry because Windermere Whidbey is here for all your needs! We’ve compiled a wealth of information that can […]

Home Buyer Education Home Buyer Education – What Is an Adjustable-Rate Mortgage (ARM)? What Is an Adjustable-Rate Mortgage (ARM)? What Is an Adjustable-Rate Mortgage (ARM)? An adjustable-rate mortgage, or ARM, is a type of home loan that starts with a fixed interest rate for a specified period of time, typically five years. After that initial period ends, the interest rate will adjust annually based on current market conditions. […]

YOUR GUIDE TO BUYING A HOME