Home Buyer Education

If you’ve lived on Whidbey for a while, you know the feeling: the view is still spectacular, but the acreage that used to be a joyful hobby is starting to feel like a full-time job. You aren’t alone. For many homeowners in our community, retirement isn’t just a distant date on the calendar anymore—it’s happening […]

Mortgage Rates Are Moving in 2026: What Whidbey Island Buyers & Sellers Should Know If you’ve been watching mortgage rates lately, you’ve probably noticed two things: they’re moving fast, and headlines are coming in hot. For Whidbey Island buyers and sellers, the best move is to stay grounded in what actually changes your options—your payment, […]

House hunting is exciting. But on Whidbey Island, the smartest first move isn’t touring homes—it’s getting pre-approved. Pre-approval helps you understand your true buying power and puts you in a stronger position when it’s time to write an offer. 1. Pre-approval helps you shop with confidence Scrolling listings is easy. Knowing what you can comfortably […]

Matthew Gardner’s Top 10 Housing Predictions for 2024 by Matthew Gardner Matthew Gardner’s Top 10 Predictions for 2024 1. Still no housing bubble This was number one on my list last year and, so far, my forecast was spot on. The reason why I’m calling it out again is because the market performed better in 2023 […]