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Home Buyer Education Would the FHFA Mortgage Fee Changes Have Favored Buyers with Low Credit Scores? Would the FHFA Mortgage Fee Changes Have Favored Buyers with Low Credit Scores? by Matthew Gardner   FHFA Mortgage Fee Changes Hello there, I’m Windermere Real Estate’s Chief Economist Matthew Gardner, and welcome to this month’s episode of Monday with Matthew. As most of you are aware, the Federal Housing Finance Authority announced that they were going to raise […]
Real Estate 10 Costs Associated with Selling Your Home on Whidbey Island: A Comprehensive Guide 10 Costs Associated with Selling Your Home on Whidbey Island Are you considering selling your home or property on Whidbey Island? It’s essential to understand the costs associated with selling your home before you list it. Here at Windermere Whidbey, we are experts in helping people sell their homes in the Whidbey Island area, including […]
Real Estate Western Washington Real Estate Market Update – Q1 2023 Q1 2023 Western Washington Real Estate Market Update by Matthew Gardner Download the printable PDF by clicking this link! The following analysis of select counties of the Western Washington real estate market is provided by Windermere Real Estate Chief Economist Matthew Gardner. We hope that this information may assist you with making better-informed real estate […]
Home Buyer Education Mortgage Rate Predictions and Misconceptions Mortgage Rate Predictions and Misconceptions by Matthew Gardner   Mortgage Rate Predictions Hello there! I’m Windermere Real Estate’s Chief Economist Matthew Gardner. This month we’re going to take a look at the latest SCE Housing Survey, which gives us a really detailed look at consumers’ psyche in regard to the housing market. I’ve always been fascinated […]
Home & Garden Tips Whidbey Island Spring Gardening Tips Whidbey Island Spring Gardening Tips As springtime tiptoes onto Whidbey Island, seasoned green thumbs and aspiring gardeners alike can’t help but feel the irresistible urge to get their hands dirty. Welcome to our little slice of horticultural heaven, where the promise of sun-kissed tomatoes and fragrant herbs is just a trowel’s depth away. Whether you’re […]
Real Estate Will Rising Foreclosures Impact the Housing Market? Will Rising Foreclosures Impact the Housing Market? by Matthew Gardner   Rising U.S. Foreclosures The market has certainly shifted since mortgage rates started skyrocketing last year and, with prices pulling back across much of the country, some have started to become concerned about the likelihood of foreclosures rising-clearly a timely topic given current circumstances. Hello […]
Real Estate How to Determine the Best Time to Sell Your Whidbey Island Home How to Determine the Best Time to Sell Your Whidbey Island Home Selling a home is a big decision, and timing is crucial. If you’re looking to sell your home on Whidbey Island, you’ll need to consider the local housing market, your financial readiness, and finding the right agent. In this guide, we’ll walk you […]
Home Buyer Education Renting vs. Buying a Home on Whidbey Island Renting vs. Buying a Home on Whidbey Island: The Financial Benefits of Homeownership by Matthew Gardner Renting vs. Buying a Home One of my followers asked me about some of the financial benefits of owning your home as opposed to renting. I find this topic interesting as there really is a “laundry list” of reasons […]
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Real Estate Western Washington Real Estate Market Update – Q4 2022 Q4 2022 Western Washington Real Estate Market Update by Matthew Gardner   The following analysis of select counties of the Western Washington real estate market is provided by Windermere Real Estate Chief Economist Matthew Gardner. We hope that this information may assist you with making better-informed real estate decisions. For further information about the housing […]
Financing How to Save $100s on Your Monthly Mortgage Payment How to save $100s on your monthly mortgage payment When buying a home on Whidbey Island As a Whidbey Island homebuyer, you may be searching for affordable housing and having a rough go at it. Mortgage rates are much higher now than they were last year, and this could mean several hundred dollars more a […]
Real Estate Real Estate Top 10 Predictions for 2023 – Matthew Gardner Real Estate Top 10 Predictions for 2023 – Matthew Gardner by Matthew Gardner   Real Estate Top 10 Predictions for 2023 – Matthew Gardner 1. There Is No Housing Bubble Mortgage rates rose steeply in 2022 which, when coupled with the massive run-up in home prices, has some suggesting that we are recreating the housing […]
Home & Garden Tips 10 tips to help you winterize your home on Whidbey Island 10 Tips to Help Winterize Your Home on Whidbey Island As winter approaches, it’s important to take some steps to prepare your home for the colder weather. This can save you big bucks on the heating bill, and as a homeowner we all know how important it is to maintain the greatest investment we have […]
Financing Home Buyer Education – Should I wait for mortgage rates to go down? Should I wait for mortgage rates to go down? Homebuyers, are you ready to take the next step but feeling unsure with rising interest rates?  Mortgage rates have indeed increased significantly over this past year. But don’t worry because Windermere Whidbey is here for all your needs! We’ve compiled a wealth of information that can […]
Financing Home Buyer Education – What Is an Adjustable-Rate Mortgage (ARM)? What Is an Adjustable-Rate Mortgage (ARM)? What Is an Adjustable-Rate Mortgage (ARM)? An adjustable-rate mortgage, or ARM, is a type of home loan that starts with a fixed interest rate for a specified period of time, typically five years. After that initial period ends, the interest rate will adjust annually based on current market conditions. […]
Real Estate Are We in a Housing Recession? September 2022 Are We in a Housing Recession? by Matthew Gardner   Hello there, I’m Windermere’s Chief Economist Matthew Gardner and welcome to this month’s episode of Monday with Matthew. A little while ago, a housing analyst was being interviewed about the current state of the residential market and they suggested that the country is in a “housing recession.” Well, needless […]
Real Estate SEPTEMBER 2022 Whidbey Island Real Estate Market Update 🚨 Here it is folks! The SEPTEMBER 2022 Whidbey Island Real Estate Market Update (rolling 12-month report). CLICK HERE TO GET THE PRINTABLE PDF!   🗺️ Stats are separated by area: South, Central, & North Whidbey, and incorporate data from the 12 months prior to our current month.   🏡All stats represent only the residential […]
Real Estate The Continued Decline of the Housing Market Index 2022 The Continued Decline of the Housing Market Index by Matthew Gardner     Hello there, I’m Windermere’s Chief Economist Matthew Gardner and welcome to this month’s episode of Monday with Matthew. Today we are going to take a look at the new home market where headwinds are certainly growing. And the reason this particular subject piqued my interest […]
Real Estate AUGUST 2022 Whidbey Island Real Estate Market Update 🚨 Here it is folks! The AUGUST 2022 Whidbey Island Real Estate Market Update (rolling 12-month report). CLICK HERE TO GET THE PRINTABLE PDF!   🗺️ Stats are separated by area: South, Central, & North Whidbey, and incorporate data from the 12 months prior to our current month.   🏡All stats represent only the residential […]
Real Estate 2022 Western Washington Real Estate Market Update Q2 2022 Western Washington Real Estate Market Update | Q2 by Matthew Gardner   The following analysis of select counties of the Western Washington real estate market is provided by Windermere Real Estate Chief Economist Matthew Gardner. We hope that this information may assist you with making better-informed real estate decisions. For further information about the […]
Real Estate The Landscape for Mortgage Rates and Inflation in 2022 The Landscape for Mortgage Rates and Inflation in 2022 by Matthew Gardner     Hello there, I’m Windermere’s Chief Economist Matthew Gardner and welcome to this month’s episode of Monday with Matthew. You know, one of the many things I love about being an economist is that it is a remarkably humbling profession. You see, […]

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